In this career, your responsibilities may include:
- Analyzing insurance applicant data to determine whether or not it is an acceptable risk to insure them, and on what terms, including coverage amounts and premiums.
In your job search, you may find job listings for this career under different titles. You can find some examples of these, as well as more information about this career, at Career One Stop.
Typically requires a bachelor’s degree. Obtaining a master’s degree can make you eligible for careers with greater responsibility and higher salaries in this career pathway, if you do not already have the U.S. equivalent of a master’s degree.
Certification is not required, but could make employers more likely to hire you or offer you a higher salary.
You may be eligible for one of the following certifications:
- Chartered Property and Casualty Underwriter (CPCU) and a number of other certification options from The Institutes.
- Life Underwriter Training Council Fellow (LUTCF) from the National Association of Insurance and Financial Advisors.
- Chartered Life Underwriter (CLU) from the American College of Financial Services.
Licensure is not required to work as an Insurance Underwriter.