Overview
In this career, your responsibilities may include:
- Analyzing individuals’ or organizations’ credit history and financial statements, to determine whether it is an acceptable risk to extend them credit or a loan.
Job Titles
In your job search, you may find job listings for this career under different titles. You can find some examples of these, as well as more information about this career, at Career One Stop.
Academic Requirements
Typically requires a bachelor’s degree. Obtaining a master’s degree can make you eligible for careers with greater responsibility and higher salaries in this career pathway, if you do not already have the U.S. equivalent of a master’s degree.
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Certification
Certification is not required, but could make employers more likely to hire you or offer you a higher salary.
You may be eligible for the following certifications:
Credit Risk Certification (CRC)
Credit Business Associate (CBA)
Certified Credit Executive (CCE)
Certified Credit and Risk Analyst (CCRA)
Commercial Banking & Credit Analyst (CBCA)
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Licensure
No licensure is required to work as a Credit Analyst.
Contact us with any questions you might have.